• April 30, 2017 /  Child & Parents
    Make Money With Home Business

    Expert Reveals the Realities We’re Afraid to Think About

    Los Angeles, CA- One baby boomer turns 50 every nine seconds. This year, boomers began reaching the traditional retirement age of 65 at the rate of about one every eight seconds! With so many retirees collecting social security, the program will soon be broke. Boomers are expected to live longer than any other generation of Americans, and by 2030, when the first baby boomers reach 84, the number of Americans over 65 will have grown to 69 million. That means 20% of the population will be over 50.

    Estate planning expert Kris Miller, “The Money Maestro,” specializes in helping people build and protect their retirement assets so their money will last as long as they do. With social security on such shaky ground, all of us need to plan how we’ll fund our retirement without help from Uncle Sam. Kris Miller helps people of all ages plan for their retirement with complete estate packages – including newlyweds, GenXers, the Sandwich Generation, Baby Boomers, and retirees. A Certified Senior Advisor, Kris encourages people to plan ahead for retirement. In fact, Kris recently published her first book on the topic: Ready For PREtirement? Everything You Need to Know NOW So Your Money Is There When You Need It.

    Invite Miller to answer:

    How can people manipulate their IRAs and recoup their losses? Why are people so afraid to talk to a financial advisor? Is it too late for someone near retirement to repair their savings? Does health insurance cover nursing home care? Why do so many people lose their inheritance to lawyers and court fees?

    CREDENTIALS: Kris Miller is a Certified Senior Advisor, Chartered Federal Employee Specialist, Legal Document Assistant, and IRA Specialist. She has been in practice over 20 years and has counseled over 5,000 families. Her book Ready For PREtirement reveals how to make sure your money is there when you need it. For the past 20 years, my clients have relied on me as a PREtirement and living trust expert. I’ve become known as The Money Maestro, because I help harmonize my clients’ finances. Whether you’re preparing for retirement, on the verge of retiring, or already retired – please call me – I’d love to offer my expertise and guidance to ensure your financial house is in order. Together, let’s protect your Golden Years.

    AVAILABILITY: California, nationwide by arrangement, and via telephone (available as a last-minute guest)

    CONTACT: Kris Miller, (951) 850-5307 (CA); ; www.ReadyforPREtirement.com

    Kris Miller, Estate Planning Expert and Safe Money Strategist, will guide you on how you can successfully prepare your retirement plan. For more information on how Kris can help you, call (951) 926-4158 or email and see her #1 Best Selling book at www.ReadyforPREtirement.com

  • April 30, 2017 /  Child & Parents
    Small Business Money

    Select venue and look over for the venue that is just in a right size for the birthday party entertainment for children. Book big of venue and party feels empty and booking room that is small can make your guests uncomfortable.

    Choose the Theme. There is plenty of fun birthday party entertainment for children themes to select from. Base birthday party entertainment for children theme on something which your kid is passionate about.

    Hire any entertainment. Good birthday party entertainment for children needs to be booked up months before so if you have birthday party entertainment for children, then book early.

    Guest List. Go for the quality, and not for the quantity. Invite people that you want to, but remember that young kids must have lots of adult supervision or have birthday party entertainment for children.

    Order Invitations. Sooner you get invites out, more guests you will have and parents with young kids will often have weekends scheduled out. Get invites out early or take help of birthday party entertainment for children.

    Plan out your Menu. Easiest method to feed birthday party entertainment for children is the buffet style. Never bother with sit down meal and kids will not want to sit & eat. Have lots of low sugar drinks & healthy snacks as, they will be eating cake & ice cream soon.

    Purchase and Make Decorations. Balloons will add color & movement however be very careful, as balloons pose choking hazard and must not be given to the babies.

    Order Food or Cake. Give yourself time to shop over and get best deal on the food and the beverages or hire birthday party entertainment for children.

    RSVP. Begin checking out your guest list and birthday party entertainment for children or contacting stragglers who havent sent RSVP yet.

    Description: Biggest assets of party planner are enough time and realistic plan, so plan birthday party entertainment for children in advance if possible, at least a month before your party start.

  • April 28, 2017 /  Child & Parents
    meeting

    Every woman’s experience of pregnancy is different. Some have no problems and enjoy every day with their growing belly and then others are plagued by some inconveniences. A less pleasing appearance for most is probably heartburn during pregnancy. How can you counteract this?

    There are few things worse than heartburn. Constant heartburn and a burning sensation in the esophagus. Unfortunately, I was allowed to endure this suffering in pregnancy And therefore knows exactly what I’m talking about. You cannot lie in bed at night and can go straight to sleep because there’s always this hochkrabbelt liquid in your throat. There are several ways you can get rid of heartburn during pregnancy or at least diminish it a little.

    * Tip 1: So, from my own experience I can say that milk is a good recipe for heartburn. At least for a while.
    * Tip 2: Do not eat large meals. You may prefer to eat several small portions a day to.
    * Tip 3: Avoid coffee and carbonated beverages, especially with meals. Otherwise it will not be long until the acid reflux occurs again.
    * Tip 4: Do not sleep flat on your back, but put yourself under a pillow. For me personally, there were nights I spent sitting, because it was impossible because of heartburn when lying down to get just a little sleep
    * Tip 5: If you feel heartburn coming on once again, you should resort to a dry slice of bread.
    * Tip 6: Avoid greasy food like pizza, fries, sausage and Co.
    * Tip 7: Try constant chewing on peeled almonds or hazelnuts to neutralize the acid.
    * Tip 8: From personal experience I can recommend half a teaspoon medium hot mustard.
    * Tip 9: From the pharmacy which recommended Gaviscon Advanced. A medicine that can safely take while pregnant.
    * Tip 10: Even healing clay to neutralize the acid in the esophagus. Healing earth you get in the form of capsules in many drugstores.
    * Tip 11: Heartburn during pregnancy can be Prevented by drinking potato juice.
    * Tip 12: Cut a small piece of ginger root and pour boiling water over it. Sweetened the tea a little with honey to help with this troublesome heartburn.

    I hope I have given you a few ways you can get rid of the heartburn or at least for a while to enjoy carefree pregnancy.Usually it helps to change a few lifestyle and dietary habits in order to alleviate the symptoms

  • April 28, 2017 /  Child & Parents
    Light bulbs in a row with one being on, large group of people with a few moving to the light.

    Olathe is home to several families and their children. Plenty of children need dental checkups since Olathe hosts thirty-three elementary schools and nearly 26,500 students. Most children develop cavities because of a high sugar diet. Since Olathe is located near Kansas City, one of the most famous producers of boxed chocolates, the availability of sweets is a central part of children’s lives living in the area. Therefore, pediatric dentists are a necessity. Pediatric dentists undergo an extra two years of training so that they may work specifically with the oral health of young children from the time they are infants through their teenage years.

    It is important for parents to take their children to see a pediatric dentist from the time the first tooth appears. While many children may seem apprehensive at the thought of visiting the dentist, pediatric dentists specialize in working with children so they are more attuned to the child’s fears. They know how to comfort the child and help them relax for a better dental visit. It is normal for a child to express fears about seeing the dentist. However, it is important for parents to stand their ground and take their child in for regular dental checkups and care.

    If a child’s oral care is neglected, it can lead to a wealth of oral health problems ranging from cavities, tooth decay, and eventually gum disease. A neglected cavity can eventually cause an infection to occur, which can be very painful for a child to deal with. Rather than waiting until things get out of hand, it is important for parents to make sure and maintain their child’s oral health by taking them to the dentist every six months to a year and anytime the child complains of a toothache.

    If you notice your child is developing a cavity, it is important to schedule a pediatric dental appointment right away so that it does not get out of control. Olathe pediatric dentists are awaiting the visit of your child so they can perform preventative oral care and provide you with tips on how you can help your child take care of your child’s teeth at home. Help your child brush thoroughly and as they get older, make sure you teach them how to floss properly to avoid the buildup of plaque and tooth decay that often occurs when foods gets caught between the crevices of the teeth.

  • April 28, 2017 /  Legal
    Small Business Money

    Anytime someone is actually arrested for a drug charge, they may be facing a significant charge and significant fees and penalties. It really is critical for somebody to achieve nearly as much as is possible in order to help their particular situation just before the case goes to the judge to enable them to attempt to get a much better outcome for their particular case. With drug charges, there’s two critical things the person will wish to achieve so they have a much better chance of obtaining a more suitable final result for their own case.

    One thing an individual will probably want to achieve is actually work with a criminal defense lawyer in order to help with their own situation. In case the arrest occurred when they were driving a vehicle, they may want to consider finding a traffic ticket lawyer. In any other case, virtually any criminal legal professional is going to be great for them. The individual can want to work with a legal representative as quickly as possible so the legal professional might begin taking care of their particular case quickly. There’s quite a bit the lawyer could do in order to help the individual depending on the specific circumstance. They will have to assess the situation meticulously to make sure they’ll find out about everything that might be completed to be able to help get a better final result.

    In addition to working with a lawyer, the person could take other basic steps in order to help them to receive a far better end result. It’s often a smart idea to clearly show the judge a person knows they made a blunder as well as are working on making their own life better even with out an end to their own circumstance yet. One way to achieve this, for a drug charge, is to register for a alcohol and drug abuse program. These programs help a person discover how to triumph over a drug addiction as well as demonstrate to the judge that they really are trying to improve their own daily life so they will not make the identical errors again. This could go far toward helping an individual obtain a more desirable final result because the judge may be more lax about the fees and penalties if perhaps they’ll see a person is actually trying.

    There’s quite a bit someone can do to be able to help their own circumstance. They may want to look into a substance abuse program to begin acquiring help for their habit. They are going to furthermore want to work together with a criminal defense law firm to be able to get the help they’ll need for their circumstance. To be able to discover a lot more, someone may pay a visit to www.powersmccartan.com now.

  • April 27, 2017 /  Child & Parents
    grow up

    Mothers are such an amazingly talented people. We know how much our mom deserves a break out of her monotonous work load at least once in a year! While a mother’s capacities, abilities and love should be praised every day of the year, Mother’s Day is a great day for consideration and acknowledging her for what she is, and the perfect chance to appreciate her in the best way you can that she’s done for you. Let’s do a better job this Mother’s day to make her feel extra special. Of all the gifts we could get her maybe we could think of doing something out of the ordinary. Why not let her spoil herself to a magnificent cruise tour on Sydney Harbour this Mother’s Day. Treat her to a Sydney Harbour lunch or dinner Cruise tour a cruiser having a ball of a time. Let her splendid services next to an upper deck window seat having the grand Sydney Opera House and Sydney Harbour Bridge as the backdrop. A sightseeing tour on a cruiser will take you past the hot spots such as the Sydney Harbour Bridge, Sydney Opera House, Fort Denison, Watson’s Bay, Taronga Zoo and the various historical sites in the surroundings of Sydney Harbour. Gift a chance to watch an Opera House performance on board along with a touch of classyfine dining experiences. Make your mother feel like a queen by providing her detailed attention from the first point of contact and throughout the entire experienceaboard the Sydney Showboats. From flowers to wine, from amusements to fine dining, let her feel Royal this special day. She’ll get to relish an exotic mouth-wateringplatter of seafood cuisine and get to choose from various local wines, beer or soft drink for over three hours or more all the while watching live entertainment shows and acts of magic on the Sydney Showboats. You can opt from a variety of programmes that includes cocktail cruises, lunch or dinner cruises, sightseeing cruises, night cruises or even special private tailor-made cruises. Let her be relieved from the worries of child rearing and daily chores at home. You could also arrange for a family reunion on Mother’s Day on board a cruiser. This way all is well planned ahead and you could bring her here as a surprise. Your mom no longer needs to send invites, play host, watch the mingling, wash dishes or clean up. Instead she is the guest, and she feels the best. Pamper her to a luxury that she would cherish for the rest of her life. After all mothers are worth it all!

    Celebrate this Mother’s Day on the beautiful Sydney Harbour Mothers Day Cruises and enjoy a delicious lunch with your Mum on the- Sydney Harbour Dinner Cruises a>

  • April 26, 2017 /  Child & Parents
    business conditions survey

    Often taken for granted, many fundamental rights of under-privileged children across the world are taken for granted. These children sadly live in unimaginable harsh conditions and are unable to go to school or even have their basic meals. They often go for long hours without drinking clean water and are forced into employment in dangerous jobs right from an early age. Some of these professions may include working in factories, brick kilns, as domestic workers, etc.

    Many of these children run away from their homes as well, in fear and are not given the guidance, affection or support that is required at such a delicate age. They pick up the filthy habits of the people surrounding them and often live in extremely unhygienic conditions with no proper ventilation, making it extremely easy to fall sick. Many of them die from diseases for which they do not even have the finances to purchase medicines. Furthermore, they are also subject to abuse, discrimination as well as violence.

    These children are denied their basic rights as a child and are robbed of the mirth and joy associated with childhood.

    Some of the basic child rights include; the right to survival, the right to participate and fulfil their potential, the right to grow, right to health, the right to a childhood, the right to be heard, the right to be treated fairly and the right to have their views expressed freely. These rights go on to extend to the right to leisure and the right to arts and culture. Children have the right to a name as well as a nationality and the right to live in a family environment which is conduicive towards their growth.

    These children have the right to health and health care. Furthermore, there should be provisions made to protect refugee children, children deprived of their liberty, children in the juvenile justice system as well as those children who have suffered from economic, sexual or any other type of exploitation. However, despite various laws being enforced, the rights of many under privileged children are denied.

    Despite almost every Government across the world promising to not only protect, respect and fulfil these rights, they are yet violated across the world. Their rights are rarely prioritised by the Governments across the world owing to the vast amount of already impending problems on the society. Many non-profit organisations work towards the welfare of these children. These organisations firmly believe that every child deserves fundamental rights, irrespective of who they are, where they are living or their economic status.

  • April 26, 2017 /  Child & Parents
    business training

    There are some situations in which it is used to generate a better future for a loved one. That is certainly the case when one is investing in a child trust fund.

    A child trust account can be used for investing money that will later be used to pay for some expense in the future. Typically, the money in the trust fund is used to pay for a higher education or for a first home. Regardless of what exactly the money is being used for, it is apparent that it is being used by a loved one for something that is important.

    The primary reason to set up a children trust fund is to give the money you put in it time to grow to much larger sum. It is for this reason that you set up children trust funds when the person is still a child. You might have a couple of decades or so to allow that money to grow before they are going to use it. When doing this, you are giving them a much better gift than just saving the amount that you would have invested.

    If you are interested in how to set up child trust funds at this point, it is vital that you know some of the basics. The primary thing to know is that you are going to need to speak to an investment broker to set this up. For this kind of an account, it is important to speak to an actual investment broker. Trying to use an online broker will not be able to get you the results that you are looking for.

    A child trust fund account is a special type of investment. It is not something that you are likely going to go into and mess with that much. What this means is that you are not likely to change the types of investments that are contained within the child trust fund account that much. As such, it is important that you have the right investment company handling this account.

    Start searching for the right company and the right type of account for your child. This research can easily be done on the internet. You just need to look up any number of different comparison websites. They will lay out the options that each and every broker has to offer. From there, you just need to select the plan that you believe will be the best for your child in the future.

  • April 24, 2017 /  Child & Parents
    Small Business Money

    As a child care center owner or manager, part of your job is to reassure parents that their children are safe in your care. One component of this is making sure that your child care cribs are safe for children to use. Follow this checklist when you inspect your child care cribs.

    1.Crib slat width: The space between crib slats must be no greater than 2 3/8 inches apart. This prevents infants from getting their head stuck between the slats.

    2.Crib slat integrity: To avoid injury, ensure that there are no slats are missing, loose or cracked.

    3.Mattress quality: Child care cribs must have mattresses that fit snugly within the crib. No more than two finger-widths should remain between the edge of the mattress and the crib side. In addition, mattress support should be securely attached to the headboard and footboard.

    4.Crib top rails: The top rails of crib sides, in their raised position, should be at least 26 inches above the top of the mattress support at its lowest position.

    5.Hardware: Check your child care cribs to make sure that there arent any missing, loose, broken, or improperly installed screws, brackets or other hardware on the crib or mattress support.

    6.Headboard and footboard: No cutouts should be in the headboard or footboard to ensure a babys head cant get trapped.

    7.Corner posts: Corner posts of your child care cribs should be no higher than 1/16 inch so that a babys clothes cant catch.

    8.Remove all toys: When the child is sleeping, make sure to remove all crib toys, which includes any mobiles that the baby could grab.

    9.Crib placement: Do not place the crib next to a window, or close to curtains and drapery cords. In addition, dont place the crib next to furniture that could help the child crawl or climb out of the crib.

    In addition to this checklist, make sure that your crib is assembled correctly and that screws and bolts are always tight. The safe assembly and upkeep of your child care cribs can ensure that children at your child care center are always safe. In addition, safe cribs can help keep your child care center in business.

  • April 23, 2017 /  Child & Parents
    business conditions survey

    A key question to ask any daycare is what is their staff turnover. This is important for many different reasons and plays into how enjoyable your experience with the daycare will be.

    Staff turnover is how often the child care needs to replace workers. The longer the period the better. If a daycare is replacing all of its workers every year, you know there will almost always be new faces in the school.

    The need to replace teachers is a drain on the school, it takes time out of the administrators day to place ads, interview and orientate new employees.

    The level of turnover will also have a direct effect on your child. Child like a high level of consistency in their life. There is already a certain level of fearfulness when they come to a daycare, this is very natural.

    However, if every day when the children arrive the same teachers and same friends are there it helps them to feel secure. The lower the turnover the fewer time your child will need to get accustomed to new teachers. This will help with your childs enjoyment of the preschool environment.

    Low turnover is a great indicator of staff moral and happiness. When the staff is not leaving this is a good sign that they are happy with their jobs and with the child care center. This happiness cannot help but to show through into everything else they do.

    When staff shows up happy about their job they are friendlier and more likely to make an effort to have everything go well.

    Children are very good at noticing this, the subtle cues about happiness, and often act on it. We have all experienced coming home upset but putting on a happy face, yet our children see right through it and become sad. The exact same thing can happen with their teacher. Happy teachers will cause your child to be happier in the end.

    As you can see the amount of staff turnover is a great indicator of how well you will enjoy a daycare experience. It is a question you should ask about every child care center you visit and use to help pick the best Crest Hill Daycare for you and your child.